Prepared to use? Register to get going.

Prepared to use? Register to get going.

Continue to have questions? contact us at 1-888-842-6328. We’re available 24/7.

Why Select Navy Federal?

Great loans. Expert guidance. Best-in-class loan solution. As a Navy Federal user, you can get use of extra advantageous assets to assist saving you money and time. Ensure you get your loan, real estate professional, title solutions and loan servicing all through us.

Find a Real Estate Agent

Utilize RealtyPlus ® getting matched by having a top-performing real estate professional in your area and make money straight right back, too. Exclusive for Navy Federal people. 6

Mortgage Learning Center

The Mortgage Process

It begins having a preapproval and finishes together with your perfect home. We’ve broken along the process making it simpler for you.

Get Preapproved

A preapproval allows sellers understand you are a buyer that is serious offers you more negotiating power as it pertains time and energy to make an offer.

Monthly Mortgage Payments

Use this calculator to calculate exactly what your mortgage that is monthly payment be.

Homeowner Resources

Making Payment

Discover what accocunts for your monthly home loan repayments and read about convenient re payment choices.

Understanding Escrow

Learn how we determine your escrow re payments and obtain responses to your many usually expected questions.

Insurance Claims

In the event that you’ve experienced home damage, here’s all you need to create your insurance claim procedure as facile as it is possible.


1 May add a funding that is additional, that might be financed as much as the most loan amount. Product features are at the mercy of approval. ↵

2 This price offer works well 04/14/2020 and subject to improve. Prices shown will be the as little as prices for purchase loans and refinances of current Navy Federal loans. Rates for refinance loans where in fact the lender that is existing maybe maybe not Navy Federal are susceptible to a 0.750per cent high rate. Prices derive from creditworthiness, loan-to-value (LTV), loan and occupancy purpose, so that your rate and terms may differ. All loans susceptible to credit approval. Rates quoted require that loan origination cost of 1.00per cent, which can be waived for a 0.25per cent boost in rate of interest. A number of these scheduled programs carry discount points, which could influence your price. ↵

3 A Homebuyers Selection loan of $250,000 for three decades at 4.000per cent interest and 4.276% APR need a monthly payment of $1,194.
A Jumbo Homebuyers solution loan of $515,000 for three decades at 4.375per cent interest and 4.657% APR may have a payment per month of $2,571.
Taxes and insurance maybe perhaps not included; consequently, the payment that is actual is going to be greater.
Jumbo Loans: Loan amounts more than $510,400. The conforming loan limit is $765,600 in AK and HI. The Jumbo rates quoted above are for loan quantities above $510,400 as much as $2,000,000. ↵

4 This calculator is provided being a self-help device for informational purposes just. It really is only meant to estimate fundamental monthly premiums based on your inputs. All examples are hypothetical and tend to be for illustrative purposes just. Your re re payment quantity will differ predicated on a number of facets, including if your payment that is first is. Accuracy just isn’t guaranteed in full. ↵

5 All option loan rates quoted above need a 1.00per cent loan origination charge. The origination fee may be waived for a 0.25per cent boost in the attention price. All loans that are choice susceptible to a financing cost of 1.75% associated with loan amount. This money cost may be financed in to the loan as much as no more than 101.75per cent LTV, or perhaps the cost could be waived for the 0.375% boost in the attention price. Purchase loans require no advance payment. LTV limitations use to refinance loans. Note: To qualify for armed forces option, a minumum of one borrower should be Duty that is active or veteran.
A Homebuyers preference loan of $250,000 for three decades at 4.000% interest and 4.276% APR may have a payment that is monthly of1,194.
A Jumbo Homebuyers solution loan of $515,000 for three decades at 4.375per cent interest and 4.657% APR may have a payment that is monthly of2,571.
Fees and insurance maybe not included; consequently, the real repayment responsibility are going to be greater.
Jumbo Loans: Loan amounts higher than $510,400. In AK and HI, the Conforming loan limitation is $765,600. The Jumbo rates quoted above are for loan quantities above $510,400 as much as $2,000,000. ↵

6 The cash-back bonus is offered generally in most states and it is readily available for specific product product sales and purchases of home; offer restricted to one cash-back bonus per property with no restriction from the number of times you might make use of the system. A gift card or commission credit at closing may be provided in lieu of the cash-back bonus in some states. This system is certainly not obtainable in IA or outside of the U.S. Cash-back bonus just isn’t for sale in AK, LA or okay. In KS and TN, a present card with preloaded points which are ready for investing at specified retail establishments after closing is going to be given. State laws in KS restrict the dollar quantities together with types of motivation. In MS, NJ, as well as, a payment reduction might be available at shutting. Please talk to the program coordinator for details. It is not a solicitation if you’re currently represented by a property broker. The cash-back bonus is just available utilizing the purchase or purchase of your property with the use of a program-referred and -approved real estate professional. How big is your hard earned money right right back award depends upon the worthiness regarding the home you will be selling or buying. Getting the full $8,000 cash return award requires transacting in a house respected at $1.75 million or greater. To determine how big is you prospective cash back, please see All real-estate deals are negotiable. Contact RealtyPlus for conditions and terms. Standard listing fees use. ↵

Navy Federal Ideas

Mission Statement

Since 1933, Navy Federal Credit Union has exploded from 7 people to over 8 million users. And, ever since then, our eyesight declaration has remained centered on serving our unique industry of account:

“Be the most preferred and trusted institution that is financial the army and their own families.”

Leave a comment